Fidelity Bank Plc has reported a 46 percent increase in gross earnings for the half-year ended 30 June 2025.
The bank announced its audited financial results on Thursday, 13 November 2025, via the Nigerian Exchange (NGX) portal.
Gross earnings rose to ₦748.7 billion, up from ₦512.9 billion in the corresponding period of 2024.
Net interest income also grew, reaching ₦420.4 billion compared to ₦326.4 billion in H1 2024.
Customer deposits expanded to ₦7.2 trillion, up from ₦5.9 trillion at the end of 2024.
Net revenue increased to ₦444.4 billion, compared with ₦396.8 billion in H1 2024.
Fidelity Bank continued to expand its digital banking services and enhance customer experience across its network.
The bank’s loan portfolio strengthened, with net loans and advances rising to ₦4.9 trillion from ₦4.4 trillion in FY 2024.
Asset quality remained stable, with non-performing loans kept within acceptable limits.
Fidelity Bank’s capital-raising initiatives have improved its financial position, ensuring compliance with regulatory requirements.
The bank’s strong liquidity profile and governance framework provide a solid foundation for continued growth.
Fidelity Bank serves over 9.1 million customers through 255 business offices in Nigeria and its United Kingdom subsidiary, FidBank UK Limited.
The bank has received multiple awards, including the 2024 Excellence in Digital Transformation & MSME Banking Award by BusinessDay BAFI Awards.
Other recognitions include the Most Innovative Mobile Banking Application award for its Fidelity Mobile App by Global Business Outlook.
Additionally, the bank was named Best Bank for SMEs in Nigeria by the Euromoney Awards for Excellence and Export Financing Bank of the Year by the BusinessDay BAFI Awards.
